Who does not want to save money and realize their financial dreams? Where to start? If we want to save we must be careful, cut costs assertively and set goals. See where you can cut to save.
Saving Money On Home Credit
Banks returned to the war of spreads. It is time to renegotiate your housing credit. Go to your bank and demand a write-off of the spread or try to transfer your credit to another bank. Look also for the associated products and start now to set up your financial applications so that money starts working for you.
Cutting Down With Insurance Costs
We usually have insurance with coverages that we do not need and with misaligned prices. It’s time to contact your mediator and review your entire insurance portfolio. Look at the hedges and the evolution of the premium over the contract.
End Banking Commissions
There are more and more banks with cost-free bank accounts and better service levels. Analyze the market, see which banks are the cheapest and download your account. You can save several hundred euros per year. In this context you can see our study on which bank is the best for your current account.
Make Christmas Shopping With Time
It’s less than two months away for Christmas. You have plenty of time to make the gift list, research prices and do the shopping. You’ll be able to take advantage of promotions, take advantage of balances, save money and time. You will enjoy Christmas with another tranquility.
They often tell us that it is impossible to save money. That the salary does not stretch and that there is always a month beyond the salary. It is true. Many times we set out for the “war” already defeated. Already discouraged. And then it is natural that we miss at the first difficulty we face. Believe it is possible to save. It is possible to change lives. It is possible to have more and better quality of life.